This type of claim covers damage or destruction to the policyholder caused by strong winds, such as from a hurricane or tornado.

This type of claim covers damage or destruction to the policyholder caused by a fire and ensuing smoke.

This type of claim covers damage or destruction to personal belongings of the policyholder, such as clothing, electronic and jewelry.

This type of claim covers the policyholder’s additional living expenses if they are unable to live in their home due to the damage or destruction covered by the policy.